Mortgage Support for Credit Unions and Community Banks
Credit unions and community banks around the country partner with Servion Mortgage to gain access to competitive and diverse mortgage options that meet the needs of both the institution and the borrower.
Benefits of partnership
No matter which partnership option you choose, you’ll enjoy all of these benefits.
Flexibility
Build your mortgage program the way you envision.
Turn Times
We strive to deliver fast turnaround times without sacrificing accuracy.
No Back-Solicitation
We are not a depository institution and do not back-solicit any of your borrowers.
Communication
We emphasize communication and focus on building a relationship with you.
Accessibility
Our staff are easy to contact and responsive whenever you reach out.
Available Partnership Channels
We offer several different partnership channels. Whether you're starting to think about offering mortgages to open up a new revenue stream or you have an existing program you're planning to expand, we have a channel to help you reach your goals. Your institution can choose one channel or several, depending on your needs and business goals.
Retail
Retail
- Earn 100 bps on all closed loans
- Conventional, FHA/VA/USDA, Jumbo
- No overlays beyond FNMA guidelines
- Access to our highly experienced loan officers
- Marketing materials available through our Library
Correspondent
Correspondent
- Minimal underwriting conditions/overlays
- Dedicated account manager
- Relationship focused
- Conventional, FHA/VA/USDA, Jumbo
- No acreage limits
Wholesale
Wholesale
- Available to correspondent partners
- Empowers you to offer FHA and VA mortgages
- Use Servion’s approved lender status with government agencies
Delegated
Delegated
- You manage the loan from origination through closing
- Servion services the loan
- Ability to sell directly to the secondary market
Whitepaper Download
Hitting a Home Run with Home Mortgages
Find out why offering mortgages is such an effective way for community FIs to grow.
Learn More