Discover how Collateral Solutions streamlines the commercial lending process with our comprehensive third-party services. From appraisals and environmental assessments to portfolio monitoring and collateral reviews, our nationwide team delivers quality, expertise, and innovation. Learn more in our detailed eBook from the Commercial Lending Resources team.

SBA lending offers significant advantages for commercial real estate (CRE) purchases. The SBA 7a program allows business owners to put as little as 0% down on projects, making it more financially feasible than conventional loans. Banks commonly provide 90% SBA financing, leveraging the 75% SBA guaranty to lower their risk. In case of default, the SBA's guaranty minimizes the financial institution's risk, resulting in a more favorable return on investment than conventional loans. This benefits borrowers by making CRE purchases more viable and retaining working capital for business growth. Overall, SBA lending combines reduced down payments with enhanced risk management for both borrowers and financial institutions.

Unlock the potential of SBA lending with Total SBA, your trusted Lender Service Provider. Leverage the government-backed 75% guarantee, capitalize on liquidity advantages, manage interest rate sensitivity, and enhance risk mitigation. Discover how SBA loans positively impact your CAMELS rating.